Answer One Question, Increase Your Savings

“Wise people live in wealth and luxury, but stupid people spend their money as fast as they get it.” Proverbs 21:20 (TEV)

Today’s verse shows us God's IQ test. Let's see how smart you are: Wise people save for the future, but foolish people spend whatever they get.

If we want God's blessing on our finances, we must learn to save and invest for the future. We need to save regardless of income because the point is that God is teaching us to be disciplined and wise with our money. He is teaching us to live on less than we make each month so that we can intentionally put away some to save.

God says that’s being responsible.

There is a question you can ask yourself that will help you save more money. It's very simple. When you get ready to buy something, ask yourself, “Do I really need this?” And then be honest with yourself.

For instance, do I really need a new car? Well, I know I'd like it. But, do I really need it? Do I really need this upgrade? I know I'd like it, but do I really need it?

A fundamental financial principle is this: When you spend your money, it's gone. Yet, when you save your money, your money works for you. If you'll do things God's way, you will be able to not only get out of debt but also invest in the future by saving.

This week, keep asking yourself, “Do I really need this?”


Learn More About a Biblical Approach to Your Budget
Your finances are important to God. Saddleback Resources offers Managing Our Finances God’s Way, a seven-week, video-based study for small groups or individuals that will inspire you to live debt-free and/or manage finances in a way that enables you to respond to God’s calling on your life.

Rick Warren is the founding pastor of Saddleback Church in Lake Forest, Calif., one of America's largest and most influential churches. Rick is author of the New York Times bestseller The Purpose Driven Life.  His book, The Purpose Driven Church, was named one of the 100 Christian books that changed the 20th century. He is also founder of, a global Internet community for pastors. © Copyright 2011 Rick Warren. 

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