Content People Save More, Go In Debt Less

“Those who love money will never have enough. How absurd to think that wealth brings true happiness!” Ecclesiastes 5:10 (NLT)

The more you get; the more you want. That's life. Somebody once asked the billionaire Howard Hughes, “How much does it take for a man to be happy?” He said, “Just a little more.”

That kind of thinking leads you into debt. If you love possessions, you’ll never be happy. You’ll always want more. It’s a myth that having more will make you happier or give you more pleasure. A $400,000 house won’t make you twice as happy as a $200,000 house.

Discontent is all about comparing. The Bible says comparisons are foolish. They’ll ruin you financially. You go out and find a car you can afford and buy it. But you look over and see your neighbor’s car has something extra on it, so you go into debt to buy a car like that – all because of a comparison.

The antidote to debt-inducing comparisons is contentment. The Bible says, “Stay away from the love of money; be satisfied with what you have. For God has said, ‘I will never fail you. I will never forsake you.’” (Hebrews 13:5 NLT)

Contentment says, “Regardless of the circumstance I'm in, with Christ's power in my life, I can handle it.” It’s being happy in your relationship with Christ regardless of whether you’re rich or poor, up or down.

Contentment will lead to a better bottom line. Content people save more – and go in debt less.

Learn More About a Biblical Approach to Your Budget
Your finances are important to God. Saddleback Resources offers Managing Our Finances God’s Way, a 7-week, video-based study for small groups or individuals that will inspire you to live debt-free and/or manage finances in a way that enables you to respond to God’s calling on your life.

Rick Warren is the founding pastor of Saddleback Church in Lake Forest, Calif., one of America's largest and most influential churches. Rick is author of the New York Times Best Seller The Purpose Driven Life.  His book, The Purpose Driven Church, was named one of the 100 Christian books that changed the 20th century. He is also founder of, a global Internet community for pastors. © Copyright 2011 Rick Warren. 

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